Meteorologists are monitoring the potential for winter weather and freezing rain for parts of Louisiana through the weekend. Northwest parishes could experience ice accumulations that could lead to hazardous road conditions and localized power outages.
The winter weather will also bring freezing temperatures to most of the area on Sunday through Tuesday that could threaten exposed pipes.
“I encourage Louisianans to Be Insurance Ready for the winter weather by reviewing your policy, discussing potential out-of-pocket costs with your agent and keeping your policy information nearby in case you need to file a claim,” said Commissioner Tim Temple. “Stay informed by downloading the LDIConnect mobile app.”
LDI recommends Louisiana policyholders take these additional steps to Be Insurance Ready before the wintery weather arrives.
Winter Weather Claims
If your home suffers damage due to extreme winter weather, such as water damage from a busted pipe or fire damage from a faulty heater:
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- Contact your insurer first to file a claim. If possible, have your policy number and an initial assessment of the damage ready, and make sure your insurance company knows how to contact you.
- Take photos of the damage before cleaning up, and don’t throw away damaged items. You have an obligation to mitigate further damage by making temporary repairs. Keep your receipts for these expenses.
Be Insurance Ready for winter weather and stay safe. If you have questions about an insurance policy or have issues with an insurance claim, contact the LDI by downloading our LDIConnect mobile app on the Apple App Store or Google Play Store, calling us at 800-259-5300 or visiting www.ldi.la.gov.
