Women in Louisiana on average pay $68 more than men annually for automobile insurance, according to research published by The Zebra, which calls itself “the nation’s leading insurance comparison site.”
Nationally, women pay on average 0.4%, or $6, more than men, according to the study. Men are riskier drivers and file more claims than women, but women are 37%-73% more prone to injury in car accidents, the firm said.
Seven states now ban gender as a rating factor in car insurance. Senate Bill 55 by state Sen. Jay Luneau, an Alexandria Democrat, would prohibit setting rates based on credit score, gender for drivers older than 25 and status as a widow or widower.